Mobile Navigation Menu
About Rates Locations Contact
Apply for a Loan Open an Account Schedule An Appointment
Auto Loans

Our car loans put you in the driver’s seat and rolling down the road.

Win $7000 Winter Auto Loan Raffle - Get $70 when you finance or refinance*

You could win $7000 when you finance or refinance an auto loan with Envision during November or December 2024! You’ll automatically be entered into the Win $7000 Winter Auto Loan Raffle when you finance or refinance an auto loan with Envision during the contest window.

*Finance an auto loan or refinance your non-Envision auto loan during November or December 2024 and we will deposit $70 directly into your Envision Checking Account!

When you finance or refinance an auto loan with Envision you automatically get 90-Day-No-Pay! Enjoy the first 90 days of your auto loan without having to worry about payments.

You can apply to finance or refinance on-line anytime! One lucky qualifying Winter Raffle winner will be chosen via random drawing in January 2025. 

Click here to see contest rules and regulations. 


There's no need to spin your wheels

Looking for the perfect auto loan in Florida or Georgia? Look no further than Envision Credit Union. Spin into action with our competitive rates starting as low as 4.99% APR*. With 90 days of payment free, there's no better time to secure your dream car.
Our diverse financing options cater to every automotive taste and fit neatly into your family budget. From rugged pickups to family-friendly SUVs or stylish sports cars, Envision Credit Union has your back.

Key Features:

  • New and used vehicle loans tailored to your needs
  • Competitive rates as low as 4.99% APR for 72 months*
  • Enjoy 90 days with no payments to rev up your savings
  • Finance up to 100% of your car's purchase price
  • Explore our refinancing options for added flexibility
  • Quick approvals with our easy online application and local decision-making process
  • Additional peace of mind with Payment Protection, Extended Vehicle Warranty and Guaranteed Auto Protection (GAP) at affordable prices
  • Check out NADA Guides for transparent pricing

Questions? Contact our Loan Specialist at 850.942.9000 for personalized assistance.

Don't let financing or too-high interest rates hold you back from getting behind the wheel of your new vehicle. Our experienced and accommodating lending pros are here to assist you with every step of the financing process. We'll help you find the best auto loan rate, even if it is not with Envision! Your financial well-being comes first with us. Apply for an auto loan with us today and enjoy the journey of owning your dream car!

Helpful Hint: No matter what vehicle you have in mind, there are a lot of decisions to make. It pays to do some research before heading to the dealer. At Envision Credit Union, we provide a wealth of information on cars, trucks and SUVs to help you make the right decision.

Envision Credit Union is a full-service financial institution with branches in Florida and Georgia.

Free Debit Card Rewards

Treat yourself

Earning rewards is as easy as 1-2-3!

Learn More: ECU Rewards Page
Schedule Your Appointment

Schedule Your Appointment

Quick and Easy

Click to schedule

 

*APR: Annual Percentage Rate. Minimum Loan Amount is $10,000 and must be the 2020 model year or newer. Terms of up to 72 months at 4.99% Annual Percentage Rate are available to qualified applicants who meet normal credit worthiness criteria; have a minimum credit score of 680; Have a checking account with automatic payments. All rates and terms are based on credit analysis and loan to value of collateral as determined using Envision Credit Union’s collateral criteria. This is a Limited Time Offer. Not available on existing auto loans at Envision Credit Union and the Credit Union reserves the right to change the terms of or discontinue this offer at any time without notice. You will not need to make payments for 90 days, interest will accrue on your loan balance during these 90 days. Negative amortization may occur during the first 90 days. If you have GAP Insurance associated with your loan, your GAP insurance coverage only includes up to 6 skips and/or delinquent payments. Except as modified by this program, all loan terms and conditions remain in full force and effect. Payment example: Payments on a $10,000 loan at 4.99% APR for a term of 60 months would be $188.67 a month.

Resources to help you
find what you're looking for.