Access our latest

Name

Per

Fee

 

SHARE/SAVINGS ACCOUNT

 

Membership terminated within 180 days of opening

 

$20.00

 

Account Service Fee(average monthly balance below $250)

 

$5.00

 

More than three withdrawals per month

each

$1.00

 

Christmas/Holiday & Vacation/Summer Paycheck Club withdrawals

 

$5.00

 

Checking Accounts

 

Overdraft transfer

 

$5.00

 

Stop payment

 

$25.00

 

Counter Checks

per sheet

$2.00

 

Fresh Start Checking Fee

 

$25.00

 

-       Monthly Maintenance

$5.00

 

Sterling Accounts

 

More than 3 Sterling Fund checks/withdrawals per month

each

$6.00

 

Sterling Fund checks/withdrawals for less than $25.00

 

$6.00

 

Sterling PLUS Fund Account fee for average daily balance below $25,000

per month

$9.95

 

Visa Debit Card/ATM Card

 

Balance inquiry

 

$0.50

 

Over 6 ATM transactions per month

 

$1.50

 

Replace lost/stolen Debit/ATM card:    - First Card

 

No Fee

 

-       each additional card

 

$10.00

 

Rush new Debit card via Certegy (Cost + $15.00)

currently

$50.00

 

ATM deposit correction done by Credit Union

 

$5.00

 

VISA pass through foreign currency exchange fee1% of transaction amount

 

Visa Gift Cards, Travel Money Cards & Prepaid Debit Cards

 

 $4.95

EZ Transfer powered by DPX Pay Service

 

Account to Account Transfers

 

 

-       Transfers out of ECU

 

$2.00

 

Express Account to Account Transfers

 

 

-       Transfers out of ECU

 

$4.50

 

-       Failed Account to Account Transfers

 

$29.50

 

Person to Person Transfers:

 

 

-       Sending Person to Person Transfers

 

$0.50

 

-       Receiving Person to Person Transfers

 

$0.50

 

-       Failed Person to Person Transfers

 

$29.50

 

Miscellaneous

 

Check/debit item presented on insufficient(NSF) or uncollected funds and returned to payee

 

$35.00

 

Discretionary "Courtesy Payment" of overdraft

 

$29.50

 

Check/Deposit/Transaction ticket copy

 

$3.00

 

Inactive Account

per month

$10.00

 

-       For 12 months with aggregate balance <$250

 

 

 

Money Wire:

 

 

 

Domestic Incoming

 

$5.00

 

Domestic outgoing

 

$25.00

 

International Incoming

 

$20.00

 

International ACH outgoing

 

$50.00

 

Money Orders

 

$2.00

 

Cashier’s Checks - Members

 

$4.00

 

-       Non-Members

 

$8.00

 

Bill Pay Check Copy

 

$9.50

 

Safe Deposit Box, Yearly Rental

 

 

 

3” x 5” and 5” x 5” box

 

$30.00

 

3” x 10” box

 

$40.00

 

5” x 10” box

 

$60.00

 

10” x 10” box

 

$100.00

 

-       Late Payment charge

Per month

$10.00

 

-       Lost key or lock replacement if necessary

Cost plus

$25.00

 

IRA Plan termination and transfer fee

 

$25.00

 

Return Deposit Item – Member drawn

 

$30.00

 

-       Other

 

$5.00

 

Returned Mail(because of incorrect address)

 

$5.00

 

Collection Items:

 

 

 

-       Incoming items

 

$5.00

 

-       Outgoing items – Foreign

 

$25.00

 

Account Research/Balancing Fee

Per ½ hour

$10.00

 

Monthly Statement/History Copy/Duplicate 1099 or 1098

 

$5.00

 

Transfer all deposit/loan accounts to new Membership

 

$25.00

 

Legal Process Handling (per document)

 

$50.00

 

Non-member check cashing fee

 

$5.00