We could all use a little extra jingle this Holiday season!


Between November 20th and December 8th, 2017, fill your own stocking and have a happier Holiday. For only $30, you can skip a payment on an eligible loan, free up some extra cash, and make your Holidays merry and bright.  No need to stress over travel plans and last minute shopping. Let Skip-a-Pay help you free up extra cash to use however you want. Traveling to see family or friends? Use your extra jingle to cover travel expenses. Need to cross a few more names off your list? Use your extra jingle to shop for them all. Or, do something nice just for YOU! 


Examples of Eligible* Skip a Payment Loans:

  • Auto Loans
  • Life Style Loans
  • Boat and RV Loans
  • Recreational Vehicle Loans
  • FarmEquip Loans

How to Skip a Payment:

To request to skip a payment on a loan:

  • All borrowers and co-borrowers must sign.  Please see instructions below on adding the co-borrower's name and email on the first screen.
  • Visit one of our Financial Centers and submit a request in person
  • Complete the Skip-A-Pay Form and sign from your computer, tablet, or smart phone using DocuSignTM,     
  • Instructions for using DocuSignTM
  • Call (850) 942-9000 for assistance in submitting your request
  • All requests must be submitted by Friday, December 8, 2017




*To be eligible for this offer, all Credit Union loans and accounts must be in good standing. Mortgage loans, Home Equity loans, Home Equity lines of credit, Holiday loans, Extra Credit loans, Extra Credit at Work, Personal Lines of Credit, and credit cards are not eligible for this program. If you have requested a skip for any ineligible loan suffix, such loan suffix will not be part of any Credit Union approval of any other Loan(s). The Credit Union may approve or deny all or part of this request in the Credit Union’s sole discretion. Interest shall continue to accrue on the unpaid Loan balance during any period of skipped payment. You shall be required to make additional periodic payments until the Loan is paid in full to the Credit Union, thus extending the term of the Loan and the Loan’s maturity date and increasing the amount of interest and finance charges payable for the Loan. A processing fee of $30 [which is a FINANCE CHARGE] will be assessed per eligible loan which is approved for a payment skip.  Processing fee will be deducted from the member’s account by the Credit Union.  Your current payment will be skipped if this application is submitted at least five (5) business days before the due date. Otherwise, the skip will be applied to the following month. Check on-line banking for the most up to date statement information. This Holiday skip-a-pay program ends on December 8, 2017.  See Skip A Payment request form for details.