Affordable loans and lines of credit

When you're ready to remodel, consolidate debt or pay for college, Envision Credit Union offers home equity loans and lines of credit with extremely fast turnaround times. 

  • Close your home equity loan or line of credit within 15 business days, on average, using our online application and streamlined process
  • Receive up to 90% financing against the value of your home 
  • Save money with no closing costs*

*Envision Credit Union will advance certain costs on your behalf, including AVM collateral valuation, credit report, flood determination, and title search obtained by Envision Credit Union, on new Home Equity Loans or Lines of Credit of $10,000 or more. Property Insurance is required; an appraisal, flood and or title insurance may be required at an additional expense to the borrower. Total closing costs typically range from $100 to $1,500. Some restrictions may apply. If your account is closed within three (3) years, we will add any closing costs we advance on your behalf to your outstanding balance for our reimbursement. On a Line of Credit, a minimum withdrawal amount of $5,000 is required for the first advance and $1,000 thereafter. Home Equity and Mortgage products and interest rates are subject to standard underwriting criteria, Loan to Value limitations, lien position, property use and location. Consult your Home Loan Officer for Details. Envision Credit Union NMLS# 506298.

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